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Insurance in New York City

Purchase Real Estate in New York - Get an Insurance


In New York, you can insure everything. From your shredder for paper to your life. It is a very effective and reliable financial and economic mechanism, enabling the shift of all possible future problems and risks onto the insurance company. This saves time, nerves, and money. It also helps in planning and achieving the best results at the lowest cost. If necessary, we will be able to advise you on the most literate.
Below are the types of insurances that focus on problems of real estate.
Title Insurance
Buying this kind of policy is mandatory for all property buyers in New York and will be automatically included in the cost of closing. Its policy is a guarantee that you bought the property, are its rightful owner, and that the property is not under guarantee, under lean, or has any additional burdens not known to you. Most importantly, if for some reason you lose the right to the property, the insurance company gets you the full purchase price. If the price of real estate in that time has grown, you will be paid full market value of the object.
Insurance, property owner or tenant

You also have a one-year warranty from the date of purchase for all apartments, instruments, and equipment installed in your apartment and a six-year warranty on all construction works. Thus, in case of an emergency or contingency you will be compensated for only the cost of work to restore the property to its original form without the pictures you have added while decorating, buying furniture, changing the interior, or your personal belongings.

This type of insurance is designed specifically in order to avoid damage in the event of the loss of your personal property, and to protect you in the event of damage to third parties, if I it is your fault damage is caused to property, to your neighbors, or a guest visitor to your apartment. Its cost is low and mainly depends on the amount of insurance coverage.

Health Insurance
In the U.S. at this time, health insurance is a personal responsibility of the person. Free health care does not exist, and the cost of medical drugs and medical services are so great that there is no point in even thinking about how to save on this expenditure.

In some cases, the employer provides insurance to its employees and members of his family. If you do not have insurance from your employer, or you do not like the amount of coverage, you can contact the experts who can swiftly and efficiently determine the best, the best package for you and the family based on your requirements and the state of health which you are in.


More about health insurance can be read on this site



Viktoriya Safronova - Real Estate Agent, New York
Viktoriya Safronova
Senior International Real Estate Advisor
Licensed Real Estate Salesperson
Evans relocation

243 west 60th street, store 2
New York NY 10023
+1 (347) 257 9773

Our services are free for Buyers!

All information on this website including information about a property for sale, rental or financing has been obtained by IliveNewYork.net from sources which IliveNewYork.net deems reputable and reliable. All guides, reference materials, mortgage and closing cost calculators, etc, presented herein are for your reference only and are approximate. No representations are made as to the accuracy of such information, and such information is subject to errors, omission, change of price, rental, commission, prior sale, lease or financing, or withdrawal without notice, as such information has been provided by independent third parties who are solely responsible for its content. Exact closing costs and mortgage information can be obtained from your mortgage representative and/or attorney. All square footage and dimensions presented herein are approximate. Exact dimensions can be obtained by retaining the services of a professional architect or engineer.
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